LoanAmortizer Professional Edition is one of the most functional, most complete and professional financial tools for loan and mortgage amortization and payment schedule preparation that runs on Windows95/98/2000/ME/NT and XP. LoanAmortizer Professional Edition helps you calculate interest rate, loan/mortgage amount (Canadian mortgages as well), number of payments, periodic payment amount and any other loan calculations instantly. Once any amortization schedule is prepared it can be saved in a file for future reference, comparison or archive. You can insert any type of balloon payment anywhere in the amortization schedule or prepare a mortgage amortization schedule with the respective prepaid interest amount and finance charges. The mortgage can also be amortized in decades but paid in months. You can also prepare amortization schedule, view it and print it in virtually no time. LoanAmortizer Professional Edition allows you to prepare and print coupons applicable to each payment in a certain amortization schedule and even print your own coupon book by selecting a special uneven printing order. That uneven print order will later let you cut and make your customized payment coupon book. Canadian Mortgage calculations are also implemented in LoanAmortizer Professional Edition, both for mortgage and regular loans . LoanAmortizer Professional Edition is one of the few loan amortization and schedule preparation programs that complies with the provisions of the complete U.S. Regulation Z, and especially Appendix J, regarding interest calculation. LoanAmortizer Professional Edition handles multiple amortization methods - Simple (U.S. Rule) and Normal (Actuarial). LoanAmortizer Professional Edition can combine any payment frequency with any compounding period. LoanAmortizer Professional supports fiscal year start/end management - this feature allows the users to select the beginning and the end of the fiscal year while printing the amortization schedules.